I also do some pretty generous things with my money such as travelling and the purchase of large ticket items if I need. I would say that I think about the value of money a lot and I don't let other people separate me from my money very easily. I watch it flow in and out of my hands and I count it religiously. Not literally of course... well, literally actually.
One such example of saving money has to do with a situation which was bothering me a lot, my coffee habit:
- I drink a lot of coffee. A lot. I am pretty sure it is borderline dangerous for me, but I try to keep it under 10 cups a day.
- It costs me a lot of money.
- I am addicted to Tim Hortons coffee
So while at work, I spend $1.53 per cup (Timmy's) and that means I spend about $6 or so per day. This amounts to $120 per month!!
In addition to having to pay for the coffee, I also have to go to Tim Horton's in the mall here and that means I have to walk. It usually takes between 12 and 15 minutes per trip. Annoying.
So now I have a coffee maker at my desk. I buy k-cups for $0.50 each. So in one fell swoop, I have cut my coffee spending to 1/3. And I save about $80 per month, which is more than I pay for Internet and TV. I did have to pay for the coffee maker, but in terms of an investment, it is going to pay off in about 1.5 months.